Personal Umbrella

A personal umbrella insurance policy covers you where other coverages might leave off. For example, if your homeowners policy only covers $500,000 in damages in the event of an injury on your property but you are being sued for $1,000,000 then a personal umbrella policy can cover the rest.

Typically a personal umbrella policy should be designed to cover the extent of your assets if you own more property than your existing policies cover.

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